CULLMAN, AL 35058 - 451 miles away
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BILLY RAY TAYLOR AUTO SALES
This white 2022 Ram 2500 is the kind of used truck that makes everyday errands feel like a missionand weekend plans feel wide open. With its bold truck stance and clean white finish, it looks ready to roll whether its parked in the driveway or pointed toward the next job site.Under the hood sits a 6.7L diesel 6-cylinder engine paired with an automatic transmission, delivering that confident, steady pull that diesel fans love. And when the road turns roughor disappears altogetherits 4WD drivetrain is there to keep you moving with sure-footed capability.Built as a true truck, this Ram 2500 brings that no-nonsense attitude you want when you need strength, stability, and the kind of presence that says its here to work, play, and do a bit of both in the same day.Want extra peace of mind before you take the wheel? A CARFAX report is available for this vehicle, so you can check out its history and feel even better about your next move. With over 15 lenders with great rates and terms for qualifying customers and vehicles WAC. Here are some of our lenders: Credit Unions: Family Security CU Redstone FCU Lister Hill CU Win South CU Alabama CU Jefferson CU. Banks: EVA Bank Traditions Bank ALLY Santander. With a large inventory of over 300 vehicles and great pricing. Come see why we have become the largest independent dealer in North Alabama. We have financing for our out of state customers as well as 2nd chance financing. If you have had a previous bankruptcy charge-offs repo or foreclosure we may can help. We also have programs for 1st time buyers and college graduates. Please call us or apply online for quick credit approval. W.A.C. Go to (www.billyraytaylorautosales.com) to see up to 40 pictures of each of our vehicles.
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*This is not a loan offer. The estimated terms are based on Westlake's pre-determined criteria, which, among other items, may include, but is not limited to your payment history with Westlake and your existing credit report on file. The estimated terms may only be available to you if your credit profile is the same or better from the time you applied for your initial Westlake loan. Pre-qualify to receive updated terms.
Westlake Financial's auto loans range from a minimum of 48 months to a maximum of 72 months. Annual Percentage Rate (APR) can range from 1.99% to 29.99%. Maximum Loan-to-Value (LTV) is 110%. Minimum down payment is 10% and minimum monthly payment is $250. Minimum amount financed is $5,000. Maximum Payment-to-Income (PTI) is 20%. Minimum combined income is $1,000. Maximum vehicle mileage is 120,000. Maximum vehicle years is 10. If approved, your terms may vary based upon your specific situation. For example, if your loan amount is $12,000 with an annual percentage rate of 11.99% and a term of 60 months you would have a monthly payment of $266.88. Please call (877) 285-6971 for additional information.
Westlake Direct offers a 10-Day Money Back Guarantee. You may return or exchange your vehicle within 10 calendar days of delivery, provided it has been driven fewer than 200 miles and remains in its original condition. Vehicles driven beyond 200 miles may still be returned, subject to a fee of $1.00 per additional mile. Shipping charges may be non-refundable once transport has begun. Returns are not accepted if the vehicle has been damaged, modified, in an accident, or encumbered beyond your Westlake Direct Note Security Agreement.
Loan options shown during the pre-qualification process are estimates only and do not represent final terms. Actual financing terms are subject to credit approval and contract signing.
Open Transit
Open Transit is a standard vehicle shipping option where your car is transported on an open trailer, similar to the ones you see on highways carrying multiple cars. It's the most common and cost-effective way to ship everyday vehicles. While your car is exposed to weather and road conditions, it's safely secured and ideal for routine transport needs.
Enclosed Transit
Enclosed Transit is a premium vehicle shipping option where your car is transported inside a covered trailer, protected from weather, road debris, and outside elements. It's ideal for luxury, classic, or high-value vehicles that need extra care during transport.
