FONTANA, CA 92335 - 1,929 miles away
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AMERICAN FLEET, INC. Premium Plus Dealer
If you're searching for a dependable, fuel-efficient midsize sedan, this 2020 Kia Optima LX Sedan for sale at American Fleet in Fontana, California is worth a serious look. With 86,197 miles on the clock and a clean, well-equipped package, this front-wheel-drive Optima LX represents an outstanding value for buyers throughout San Bernardino County who want a refined daily driver without the new-car price tag.About This 2020 Kia Optima LXThe 2020 Kia Optima sits in a competitive segment of midsize sedans, and it earns its place by offering a polished exterior, comfortable interior, and solid reliability at an attainable price. With just over 86,000 miles, this Optima is well within its productive life — Kia's powertrain warranty structure and the general durability of this generation mean there's plenty of driving left in it. Whether you're commuting across the Inland Empire or handling weekend errands around Fontana, this car is sized and equipped to handle it all with ease.2020 Kia Optima Performance and Engine2.4-Liter 4-Cylinder EngineUnder the hood, this 2020 Kia Optima LX is powered by a 2.4-liter four-cylinder engine paired with a smooth-shifting 6-speed automatic transmission featuring Hyundai-Kia's H-Matic system. This powertrain delivers approximately 185 horsepower and 178 lb-ft of torque — more than adequate for confident freeway merging on the I-10 or I-15, while returning competitive fuel economy figures in the mid-to-upper 20s combined. The front-wheel-drive configuration keeps handling predictable and maintenance straightforward, which is a genuine benefit for budget-conscious buyers.Kia Optima LX Features and InteriorThe LX trim level on the 2020 Optima is a well-rounded starting point that doesn't feel stripped down. Buyers get a 7-inch touchscreen infotainment display with Android Auto and Apple CarPlay compatibility, Bluetooth connectivity, a rearview camera, and a 6-speaker audio system. The interior offers a well-designed cabin with comfortable seating for five, cloth upholstery, dual-zone climate controls, and ample headroom and legroom for a midsize sedan. Driver-assist features including forward collision warning and lane departure warning come standard on the 2020 Optima LX, which is a meaningful safety upgrade compared to older competitors in this price range.Kia Optima Reliability and OwnershipThe 2020 Kia Optima benefits from Kia's significant quality improvements throughout the 2016–2020 generation. J.D. Power gave this generation above-average reliability ratings, and owners consistently praise the Optima for low maintenance costs and long-term durability when serviced regularly. The 2.4-liter naturally aspirated engine — as opposed to the turbocharged variant — is particularly praised for straightforward maintenance and fewer long-term concerns. Routine oil changes, tire rotations, and spark plug service at higher mileage intervals are typically all this engine demands. For buyers in San Bernardino County shopping in the used midsize sedan market, the Optima LX holds its own against the Honda Accord and Toyota Camry while typically coming in at a lower price point.Why Buy From American Fleet in Fontana, CaliforniaAmerican Fleet, located in Fontana in San Bernardino County, California, is a trusted used vehicle source for Inland Empire buyers who want honest pricing and a no-hassle buying experience. The team at American Fleet takes pride in offering vehicles that are inspected and ready to drive, with transparent stock information and knowledgeable staff to walk you through every detail. Whether you're a first-time buyer or a seasoned car shopper, the experience at American Fleet in Fontana is built around making your purchase straightforward and stress-free.Financing a Used Kia Optima Near FontanaWorried about financing? American Fleet works with a variety of lenders to help buyers throughout Fontana and San Bernardino County find payment solutions that fit their budgets. Whether your credit is excellent, rebuilding, or somewhere in between, the finance team can explore options to get you behind the wheel of this 2020 Kia Optima LX. Bringing in a down payment can help lower your monthly obligation, and trade-ins are welcome. Call American Fleet at 909-320-2027 to get pre-qualified before you even step on the lot.Frequently Asked QuestionsIs the 2020 Kia Optima LX a good buy?Yes — the 2020 Kia Optima LX is widely regarded as a dependable and well-equipped midsize sedan. It offers strong technology features, a comfortable ride, and above-average reliability ratings for its class, all at a price point that typically undercuts similar Honda and Toyota competitors on the used market.How many miles is too many for a 2020 Kia Optima?With proper maintenance, the 2020 Kia Optima's 2.4-liter engine is known to reach 150,000 to 200,000 miles reliably. At 86,197 miles, this example is well within the midpoint of its expected lifespan, making it a smart used buy rather than a high-risk proposition.What does the Kia Optima LX trim include?The 2020 Optima LX includes a 7-inch touchscreen with Apple CarPlay and Android Auto, Bluetooth, a rearview camera, forward collision warning, lane departure warning, a 6-speaker audio system, and cloth seating for five. It's a well-rounded package for everyday driving.Is the Kia Optima good on gas?The 2020 Kia Optima LX with the 2.4-liter four-cylinder achieves an EPA-estimated 27 MPG city and 37 MPG highway, making it one of the more fuel-efficient options in the non-hybrid midsize sedan segment — a real advantage for daily commuters in the Inland Empire.Does this Optima have driver-assist safety features?Yes. The 2020 Kia Optima LX includes forward collision avoidance assist and lane departure warning as standard equipment, giving buyers meaningful safety technology even at the base trim level.Serving Fontana and Surrounding AreasAmerican Fleet proudly serves car shoppers throughout Fontana and the wider San Bernardino County region. Buyers regularly make the drive from Rancho Cucamonga, Ontario, Rialto, San Bernardino, Colton, Redlands, and Upland to shop our inventory. Whether you're coming in from the western edge of the Inland Empire or the communities nestled closer to the mountains, American Fleet in Fontana is centrally located and easy to reach via the I-10 or I-15 corridors.Contact American Fleet TodayReady to take this 2020 Kia Optima LX for a test drive? Contact American Fleet in Fontana, California today by calling 909-320-2027. Our team is available to answer questions about this vehicle's condition, history, and financing options. Stop by in person to see stock #AF100849 up close — this Optima won't last long at this price. We look forward to helping you drive home in confidence.
Vehicle Disclaimer Accuracy of Information - Vehicle details, pricing, and features are provided in good faith but are not guaranteed. - Please contact us directly to confirm all information before making a purchase. Errors & Omissions - We are not responsible for typographical errors, misprints, or inaccuracies, including pricing, equipment listings, and promotional offers. Vehicle Features & Specifications - Specifications are based on standard equipment and may vary by individual vehicle. - Always verify options and features with our team for the most current details. Pricing - Advertised prices do not include: • Sales tax • Title and registration fees • License fees • Documentation fees • Finance charges • Emissions testing fees • Any other fees required by law, lenders, or sellers Financing - Financing approvals, rates, and terms are provided by third-party lenders. - Eligibility depends on factors such as credit history, vehicle age, and mileage. Vehicle Condition - All vehicles have passed required emissions and smog inspections in compliance with state laws. Optional Products - Vehicle Service Contracts (VSC), GAP coverage, and financing options are available through third-party providers. - These products are optional and not included in the listed price. Independent Inspections - Buyers may arrange an independent inspection at their own cost, either on-site or off-site. ¡Se Habla Español!
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*This is not a loan offer. The estimated terms are based on Westlake's pre-determined criteria, which, among other items, may include, but is not limited to your payment history with Westlake and your existing credit report on file. The estimated terms may only be available to you if your credit profile is the same or better from the time you applied for your initial Westlake loan. Pre-qualify to receive updated terms.
Westlake Financial's auto loans range from a minimum of 48 months to a maximum of 72 months. Annual Percentage Rate (APR) can range from 1.99% to 29.99%. Maximum Loan-to-Value (LTV) is 110%. Minimum down payment is 10% and minimum monthly payment is $250. Minimum amount financed is $5,000. Maximum Payment-to-Income (PTI) is 20%. Minimum combined income is $1,000. Maximum vehicle mileage is 120,000. Maximum vehicle years is 10. If approved, your terms may vary based upon your specific situation. For example, if your loan amount is $12,000 with an annual percentage rate of 11.99% and a term of 60 months you would have a monthly payment of $266.88. Please call (877) 285-6971 for additional information.