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*This is not a loan offer. The estimated terms are based on Westlake's pre-determined criteria, which, among other items, may include, but is not limited to your payment history with Westlake and your existing credit report on file. The estimated terms may only be available to you if your credit profile is the same or better from the time you applied for your initial Westlake loan. Pre-qualify to receive updated terms.
Westlake Financial's auto loans range from a minimum of 48 months to a maximum of 72 months. Annual Percentage Rate (APR) can range from 1.99% to 29.99%. Maximum Loan-to-Value (LTV) is 110%. Minimum down payment is 10% and minimum monthly payment is $250. Minimum amount financed is $5,000. Maximum Payment-to-Income (PTI) is 20%. Minimum combined income is $1,000. Maximum vehicle mileage is 120,000. Maximum vehicle years is 10. If approved, your terms may vary based upon your specific situation. For example, if your loan amount is $12,000 with an annual percentage rate of 11.99% and a term of 60 months you would have a monthly payment of $266.88. Please call (877) 285-6971 for additional information.