2020 KIA OPTIMA

USED 2020 KIA OPTIMA LX

JACKSONVILLE, FL 32211 - 671 miles away

Listing Price
$12,899
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Vehicle Price
$12,899
$
Monthly Payment

Vehicle Summary

Condition
Vehicle Condition USED
Mileage
Mileage 82,319 miles
Vin
VIN 5XXGT4L38LG440473
Exterior
Stock Number 440473
Exterior
Exterior Color RED
Style
Style LX
Interior
Interior Color BLACK
Transmission
Transmission AUTOMATIC, 6-SPD W/H-MATIC
Engine
Engine 4-CYL, 2.4 LITER
MPG
MPG 24 CITY / 32 HWY
Drive Train
Drive Train FWD
Fuel Type
Fuel Type GAS

Popular Features

  • 2.4 LITER
  • 6-SPD W/H-MATIC
  • 4-CYL
  • ABS (4-WHEEL)
  • AIR CONDITIONING
  • ALLOY WHEELS
  • AM/FM STEREO
  • AUTOMATIC
  • BACKUP CAMERA
  • BLIND-SPOT COLLISION WARNING

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AutoCheck Vehicle History Report

AutoCheck Score®

Similar Vehicles Score 79 - 89

83

Reported Accidents: 2

Calculated Owners: 1

Contact Dealer

M&J AUTO SALES AND SERVICE LLC Premium Plus Dealer

Seller's Note

2020 Kia OptimaPremium Design and Sophisticated StyleThe 2020 Kia Optima delivers a perfect balance of modern styling, comfort, advanced technology, and dependable performance. Designed with a sleek aerodynamic body, bold front grille, and refined exterior lines, this midsize sedan offers an upscale appearance that stands out on the road. Its elegant design combines sporty character with everyday practicality, making it an excellent option for drivers seeking reliability, efficiency, and premium comfort in one vehicle.The exterior features a confident and modern profile with carefully sculpted details, stylish headlights, body-colored mirrors, and an aggressive front fascia that enhances both appearance and aerodynamics. The smooth body lines and refined proportions give the vehicle a luxurious feel while maintaining excellent fuel efficiency and driving stability.Engine and Performance2.4L 4-Cylinder EngineAutomatic TransmissionFront-Wheel Drive (FWD)Smooth and Responsive HandlingExcellent Fuel Economy for Daily DrivingQuiet and Comfortable Ride QualitySport-Tuned Suspension FeelElectronic Power Steering SystemDrive Mode Select FunctionStable Highway PerformanceThe 2020 Kia Optima is engineered to provide a smooth and confident driving experience. Its responsive acceleration, balanced suspension, and precise steering create a comfortable ride for both city driving and long-distance travel. The vehicle offers dependable performance while maintaining impressive fuel efficiency, making it ideal for commuters and families alike.Exterior FeaturesSignature Tiger Nose Front GrilleLED Daytime Running LightsProjector Beam HeadlightsFog LightsAlloy WheelsChrome Exterior AccentsBody-Colored Door Handles and MirrorsHeated Side MirrorsRear Lip SpoilerAutomatic HeadlightsSolar Control GlassDual Exhaust FinishersAerodynamic Body DesignThe exterior styling of the Kia Optima reflects sophistication and athleticism. Every detail was carefully designed to create a premium appearance while improving overall efficiency and road presence. The elegant body design gives the vehicle a refined and modern character that appeals to a wide range of buyers.Interior Comfort and Cabin QualitySpacious Seating for Five PassengersPremium Cloth or Available Leather Seating SurfacesComfortable and Ergonomic Interior LayoutAdjustable Driver SeatFold-Down Rear Seats for Extra Cargo SpaceDual-Zone Automatic Climate ControlRear Air VentsSoft-Touch Interior MaterialsLeather-Wrapped Steering WheelCenter Console with Storage CompartmentsFront and Rear Cup HoldersLarge Trunk CapacityQuiet Cabin InsulationInside the cabin, the 2020 Kia Optima offers a refined and comfortable environment designed for daily convenience and long-distance comfort. The spacious interior provides generous legroom and headroom for both front and rear passengers. High-quality materials and thoughtful design details create an upscale atmosphere rarely found in its class.Technology and ConnectivityTouchscreen Infotainment SystemApple CarPlay CompatibilityAndroid Auto CompatibilityBluetooth Wireless ConnectivityUSB and Auxiliary Input PortsSteering Wheel Audio and Phone ControlsVoice Command SystemMultiple Charging PortsPremium Audio SystemRearview Camera DisplayDigital Driver Information ScreenThe technology features in the Kia Optima are designed to keep drivers connected, informed, and entertained. Its user-friendly infotainment system provides easy access to navigation, music, smartphone integration, and hands-free communication, creating a modern driving experience with excellent convenience.Safety and Driver Assistance FeaturesAdvanced Airbag SystemElectronic Stability ControlTraction Control SystemAnti-Lock Braking System (ABS)Tire Pressure Monitoring SystemRearview Backup CameraBlind Spot MonitoringLane Keeping AssistForward Collision Avoidance AssistRear Cross-Traffic AlertHill Start Assist ControlChild Safety Rear Door LocksHigh-Strength Steel Body StructureSafety is one of the strongest qualities of the 2020 Kia Optima. Built with advanced driver assistance technologies and reinforced structural engineering, this sedan was designed to provide confidence and protection for both drivers and passengers during everyday travel.Cargo Space and PracticalitySpacious Rear Cargo AreaWide Trunk Opening for Easy LoadingSplit-Folding Rear SeatsMultiple Interior Storage CompartmentsConvenient Cabin Layout for Daily UseThe Kia Optima combines style with practicality, offering excellent interior space and cargo versatility. Whether used for commuting, family transportation, or road trips, the vehicle provides functionality and comfort that adapt easily to everyday needs.Why the 2020 Kia Optima Stands OutThe 2020 Kia Optima is an exceptional midsize sedan that combines attractive styling, dependable performance, advanced safety technology, and premium comfort into one well-rounded package. Its modern design, spacious interior, fuel-efficient performance, and impressive list of features make it a highly desirable vehicle for drivers looking for reliability and sophistication at an outstanding value.With its refined driving dynamics, upscale interior feel, and advanced technology, the Kia Optima continues to be one of the most attractive options in its segment for buyers seeking comfort, practicality, and long-term dependability.

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*This is not a loan offer. The estimated terms are based on Westlake's pre-determined criteria, which, among other items, may include, but is not limited to your payment history with Westlake and your existing credit report on file. The estimated terms may only be available to you if your credit profile is the same or better from the time you applied for your initial Westlake loan. Pre-qualify to receive updated terms.

Westlake Financial's auto loans range from a minimum of 48 months to a maximum of 72 months. Annual Percentage Rate (APR) can range from 1.99% to 29.99%. Maximum Loan-to-Value (LTV) is 110%. Minimum down payment is 10% and minimum monthly payment is $250. Minimum amount financed is $5,000. Maximum Payment-to-Income (PTI) is 20%. Minimum combined income is $1,000. Maximum vehicle mileage is 120,000. Maximum vehicle years is 10. If approved, your terms may vary based upon your specific situation. For example, if your loan amount is $12,000 with an annual percentage rate of 11.99% and a term of 60 months you would have a monthly payment of $266.88. Please call (877) 285-6971 for additional information.

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