AutoCheck Score®
Similar Vehicles Score 86 - 9188
HOUSTON, TX 77043 - 997 miles away
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AutoCheck Score®
Similar Vehicles Score 86 - 9188
TSW FINANCIAL, LLC Premium Plus Dealer
Thank you for choosing TSW Financial for your auto loan application. We appreciate your interest in our services. However, it's important to understand that the pre-approval you've received is a preliminary assessment and does not constitute a final commitment to a loan. Please take note of the following points: Preliminary Assessment: Your pre-approval is based on the information you provided during the application process. It serves as an initial evaluation of your creditworthiness but is not a guarantee of a loan. Credit Decision: The ultimate credit decision is made by our underwriting team after a comprehensive review of your application, including factors like credit history and income verification. Additional information may be requested during this process. Terms and Conditions: The terms of your loan, including interest rates, loan amount, and repayment terms, are subject to change without prior notice. The final terms will be determined by our underwriting team based on their assessment of your application. Dealer's Role: The dealership you choose to work with is not responsible for credit decisions or setting loan terms. TSW Financial is the sole entity responsible for making these determinations. Notification: While we will endeavor to communicate any changes to your pre-approval promptly, please understand that we reserve the right to modify terms if necessary, based on changes in your financial circumstances or other relevant factors. We encourage you to carefully review the terms and conditions of your loan offer when you receive it. If you have any questions or concerns about your pre-approval or the application process, our customer service team is available to assist you. Thank you for considering TSW Financial for your auto financing needs. We look forward to assisting you further on your journey to obtaining your desired vehicle.
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*This is not a loan offer. The estimated terms are based on Westlake's pre-determined criteria, which, among other items, may include, but is not limited to your payment history with Westlake and your existing credit report on file. The estimated terms may only be available to you if your credit profile is the same or better from the time you applied for your initial Westlake loan. Pre-qualify to receive updated terms.
Westlake Financial's auto loans range from a minimum of 48 months to a maximum of 72 months. Annual Percentage Rate (APR) can range from 1.99% to 29.99%. Maximum Loan-to-Value (LTV) is 110%. Minimum down payment is 10% and minimum monthly payment is $250. Minimum amount financed is $5,000. Maximum Payment-to-Income (PTI) is 20%. Minimum combined income is $1,000. Maximum vehicle mileage is 120,000. Maximum vehicle years is 10. If approved, your terms may vary based upon your specific situation. For example, if your loan amount is $12,000 with an annual percentage rate of 11.99% and a term of 60 months you would have a monthly payment of $266.88. Please call (877) 285-6971 for additional information.
Westlake Direct offers a 10-Day Money Back Guarantee. You may return or exchange your vehicle within 10 calendar days of delivery, provided it has been driven fewer than 200 miles and remains in its original condition. Vehicles driven beyond 200 miles may still be returned, subject to a fee of $1.00 per additional mile. Shipping charges may be non-refundable once transport has begun. Returns are not accepted if the vehicle has been damaged, modified, in an accident, or encumbered beyond your Westlake Direct Note Security Agreement.
Loan options shown during the pre-qualification process are estimates only and do not represent final terms. Actual financing terms are subject to credit approval and contract signing.
Open Transit
Open Transit is a standard vehicle shipping option where your car is transported on an open trailer, similar to the ones you see on highways carrying multiple cars. It's the most common and cost-effective way to ship everyday vehicles. While your car is exposed to weather and road conditions, it's safely secured and ideal for routine transport needs.
Enclosed Transit
Enclosed Transit is a premium vehicle shipping option where your car is transported inside a covered trailer, protected from weather, road debris, and outside elements. It's ideal for luxury, classic, or high-value vehicles that need extra care during transport.
